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Fannie Mae Guidelines Change Monday. Apply Today To Lock In To “Old” Rules.

Posted on December 10, 2010 by fhsjiBlog

Fannie Mae rolls out new mortgage guidelines Monday. Therefore, if you’re in the process of applying for a conforming home loan, consider giving your complete application by the close of business Friday. Continue reading →

Posted in Mortgage Guidelines | Tagged Fannie Mae, Gift Funds, Mortgage Guidelines

Home Affordability Reaches Record-Levels… Last Quarter.

Posted on December 9, 2010 by fhsjiBlog

Prior to 2009, the Home Opportunity Index rarely topped 65. The index has remained above 70 ever since. Continue reading →

Posted in Housing Analysis | Tagged Home Opportunity Index, Home Values, NAHB

Boost Your 2010 Tax Deductions By Making Your January Mortgage Payment A Little Bit Early

Posted on December 8, 2010 by fhsjiBlog

Looking for an extra 2010 tax deduction? Consider making your January mortgage payment a few days early. Continue reading →

Posted in Taxes | Tagged IRS, Mortgage Interest, Tax Deductions

Pending Home Sales Index Points To A Budding Seller’s Market

Posted on December 7, 2010 by fhsjiBlog

The Pending Home Sales Index surged 10 percent in October as low mortgage rates and low home prices spurred buyers into action. The market looks different today, however. Continue reading →

Posted in Housing Analysis | Tagged Home Affordability, NAR, Pending Home Sales

How To Install Motion-Detector Lighting On Your Home

Posted on December 6, 2010 by fhsjiBlog

Home security experts recommend motion-detector lighting to be installed on all 4 sides of a home. Here’s a step-by-step tutorial of how to get it done. Continue reading →

Posted in Around The Home | Tagged DIY, Home Safety, Lowes

Understatement : Freddie Mac Says Mortgage Rates Rose Last Week

Posted on December 3, 2010 by fhsjiBlog

Mortgage rates are moving quicker than the news can accurately report them. This week’s Freddie Mac mortgage rate survey is an excellent example. Continue reading →

Posted in Mortgage Rates | Tagged Freddie Mac, Mortgage Rates, PMMS

Mortgage Rates Rapidly Rising On Jobs Data; More Risk Ahead For Friday

Posted on December 2, 2010 by fhsjiBlog

Mortgage rates are rising, up nearly 1 percent since mid-October. Tomorrow, rates could rise again. Continue reading →

Posted in The Economy | Tagged ADP, Jobs, Non-Farms Payroll

September’s Case-Shiller Index Reflects A Slowing Housing Market

Posted on December 1, 2010 by fhsjiBlog

Standard & Poors released the September Case-Shiller Index Tuesday. The Case-Shiller Index is a home-value tracker. The report shows home prices down 0.7% from August and values fading, in general. Continue reading →

Posted in Housing Analysis | Tagged Case-Shiller Index, Federal Reserve, Home Values

New Home Sales Slip In October

Posted on November 30, 2010 by fhsjiBlog

After posting a strong September, the number of newly-built homes sold nationwide slipped in October. Continue reading →

Posted in Housing Analysis | Tagged Homebuilders, New Home Sales

How To Find Air-Leaking Windows And Seal Them

Posted on November 29, 2010 by fhsjiBlog

In this 4-minute video from the DIY Network, you’ll learn how to identify your home’s leaky windows, and how to seal them with caulk. The job requires a little bit of elbow grease, but it’s manageable for even the notice handyman. Continue reading →

Posted in Around The Home | Tagged Caulk, DIY, Energy-Saving
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